A lot of people still do not fully understand or know what medical tourism is really all about. Before you go on a trip abroad or decide to go for the cheaper health care rates in other countries, you have to be well-informed about your procedure first and the coverage of your treatment and care. This will significantly minimize the risks and the chances of falling prey to dishonest individuals. You should also know more about the right agencies.

What is Medical Tourism?

Medical tourism describes the process of traveling to other countries to avail of medical, cosmetic or dental care. There are several reasons why people choose to move to other countries to get treated, such as the high cost of getting treatment in first world countries, the long waiting lists before you get treatment, the ease and convenience of modern travel, the added benefit of getting a vacation as you recover, the higher standards of care and modern technology availability in developing nations.

Should I Talk to My Doctor?

Yes. It is vital that you consult your local primary physician first and discuss the details and reasons of why you need to seek medical attention elsewhere. Your primary physician can make a diagnosis and have it validated by the one doing the procedure abroad. It might also be possible for your doctor to give you a list of choices regarding the best countries and medical places to go to. Your local doctor may also be sceptical about the idea, but you can help by providing the right documentation and other evidence that you are only seeking help from internationally accredited hospitals and well-experienced doctors.

Why is health care very expensive in first world countries?

Mainly, the fees in the United States and other big countries are influenced greatly by insurance contracts, administrative fees and labor overhead. The WHO or World Health Organization indicates that labor overhead in the United States is significantly greater compared to third world countries. About 70% of the cost is labor related. Patients who travel abroad can expect to pay only 10% to 40% of the cost they are charged in the States.

What kind of treatments can I receive?

Medical tourism now includes virtually any type of treatment, provided that the institution or hospital has adequate facilities, equipment and staff to supervise and conduct the treatment. Some of the most common procedures done to medical tourists include cosmetic surgery, dental work, eye surgery, heart surgery and organ transplant. Other procedures done include weight reduction surgery, physical therapy, alternative medicine, herbal medicine, psychotherapy, orthopaedics and cancer treatment.

What are the best countries to visit?

There are now around 50 countries all over the globe offering quality medical treatment and world class accommodations. The most popular include Thailand, Hong Kong, Israel, Singapore, New Zealand and Germany. These countries are among the best because they boast of state-of-the-art equipment and facilities, accreditation with the biggest agencies and English-speaking and well-trained staff. There are also several sights, sounds and attractions that lure medical tourists to add to their vacation.

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Thank You Spiritual Ecards: A More Meaningful Way Of Showing Your Appreciation

It is a normal act for people to send cards whether as a way of inviting loved ones to share a certain occasion or just a way of saying thank you. The traditional way was to send out the card by land and then now in the modern days by the ecards, or email cards. The latter has become popular over the years due to convenience and cost effectiveness. Now, if you want a more meaningful way of sending thank you cards, why not use spiritual ecards? It is a great option for anyone who wants a more spiritual way of sharing the sincerity of the act.

On the internet, there are many options and ideas for thank you e-stationery cards. However, because of the varying options, it is important that you are choosing the right card on the occasion that calls for you to send out an appreciation card for. With the many options, you might find it quite hard to rummage through the thousands of e-cards available on the internet.

There are many occasions that may require you to send an appreciation for. From the simple act of thanking the caterers for making the whole occasion a hassle free activity to the gesture of sending your great appreciation to the people who were part of your life and were always there whether it was a joyous or a sorrowful celebration, the spiritual ecards are simple yet sincere medium to thank them for.

Perhaps, you want to return the good act for a friend who sent you gifts during the holidays. Or, you probably want to return the appreciation because friends and relatives were there to celebrate with your birthday, anniversary, baptism of your child, and any other joyous occasion. Or perhaps, you are forever grateful for them because they were there to comfort you during the funeral of your loved one. All these are occasions that thank you cards will suffice to relay your appreciation.

When sending out the card, remember to email them out within two weeks after the event. The thank spiritual ecards will allow you to do that quick because there is no need to rush over to the local specialty shop to buy the cards and have some wordings of thank you note scribbled on them. As mentioned a while ago, spiritual ecards on the internet come in great options and ideas giving you easier time to find the exact one.

You can put your own wordings together with a certain verse or religious saying on the ecards for a more personalized touch and to have a more impact on the recipient. Some of these ecards will come for free but others with a minimum price. Most spiritual ecards online shops offer great advantages if you shop with them.

These include exclusive and unique designs of the spiritual ecards, an option to modify the card such as adding a logo, picture, or a photo of you, shipping on the same date of purchase, unlimited chances to change design or modification with no additional cost, free more ecards, and unlimited number of views prior to purchasing your orders.

Tags: Appreciation Card, Baptism, Birthday Anniversary, Caterers, Celebration, Convenience, Cost Effectiveness, E Cards, e-stationery, Email Cards, Gesture, Hassle, Holidays, Joyous Occasion, Occasions, Relatives, Sending Cards, Sincerity, Spiritual Ecards, spiritual ecards online shops, Stationery Cards, Thank You Cards —

The LapBand surgery is a popular weight loss surgery in the United States. After all, what is not ideal about a reversible surgery that allows for adjustment without going under the knife? For many, the LapBand is the perfect way to lose weight, until they hear about the costs.

So, how can you pay for the LapBand?

Cash. Due to the cost of LapBand surgery, many believe that cash is the best way to pay. Technically speaking it is, but cash payment come in a number of different formats, including debit cards and checks. On average, the LapBand procedure costs $15,000 to $20,000 in the United States. Actual cash is advised against. That is not money you want to be carrying around town.

Check. A check is recommended as payment for the LapBand surgery. All healthcare professionals should accept checks as a method of payment. They are easy to write and provide you with a second receipt for your payment. Due to the convenience of debit cards, many consumers do not carry checkbooks anymore. If that is the case, be sure to bring yours on the day of your surgery.

Debit card. As previously stated, many consumers now use debit cards to access their checking accounts. This is an easy and relatively safe way to pay for the LapBand surgery. First, check with your financial institution. It is not uncommon for banks to impose daily limits on their debit cards, especially those that will be processed as credit. For that reason, speak to your bank and have this limit temporarily lifted ahead of time.

Credit card. If you are unable to come up with the $15,000 to $20,000 that is required to undergo LapBand surgery, you may opt for credit card payment. Many hospitals and surgical centers accept credit cards as payments. Verify that your card is accepted ahead of time. Then, be sure to make your monthly payments on time. With interest and late fees, it is easy for a $15,000 dollar procedure to double in costs.

Payment plan. If you have a solid credit score, your LapBand surgeon may be willing to work with you. They can do so in the form of a payment plan. Unless a dire situation, payment plans are not usually discussed by the surgeon. So, if you need a payment plan, ask. If a payment plan is not available with the surgeon of your choice, take the time to save money or later approach the surgeon with a significant down payment and then inquire about monthly payment plans.

Personal loan. As previously stated, a good credit score is required to get a payment plan directly through a LapBand surgeon. If you have a solid credit rating, inquire about personal loans at your local financial institutions. A stable job and a good credit rating may qualify you for a personal loan. You will be charged interest, but a financial institution may be willing to extend the term of your loan. You may have more time to make repayment than with setting up a payment plan.

When undergoing the LapBand procedure, the above mentioned payment options are your most common options. To reduce the amount you have to pay for surgery:

Examine your insurance coverage. If are covered by health insurance, speak to a company representative. In some instances, LapBand is covered. This is typically in cases where health related medical conditions, such as diabetes, can be eliminated or in cases of morbid obesity. If LapBand is listed as a procedure covered on occasion, but you are still denied, speak to your surgeon. He or she can work with your insurance provider.

Ask about cash discounts. If you are not insured or if your medical insurance does not cover the LapBand surgery, inquire about cash discounts. They are commonly offered by small or independent healthcare centers. Although small in size, the discount can still reduce the cost of weight loss surgery.

Find a LapBand surgeon with affordable rates. As previously stated, the LapBand surgery averages between $15,000 and $20,000 in the United States. This is not an affordable surgery by any means, but you can look for affordable or reduced rates. Of course, you want to pay as little as possible, but remember quality and safety. Choose a Board Certified Surgeon who has experience inserting the LapBand with success.

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Healthy Eating Redefined
Alan H. Wayler, PhD

New Year’s resolutions aside, most of us find making and
sticking to the resolve to eat healthier a bit of a challenge,
to say the least. And that’s even though study after study shows
that people who eat healthier have a greater chance of living
longer, better lives. For example, a study published last year
of over 42,000 women suggested that women who ate closest to the
recommended number of servings of fruits, vegetables, whole
grains, low-fat dairy and lean meats and poultry definitely
lived longer.

So what’s the problem with eating healthier? Many times, it’s
all in how we define it.

Positive or Negative?

When we say the words ‘healthy
eating,’ what’s the first thing that comes to your mind? Is
it a positive thought, such as “I feel better” or “It energizes
me”? Or is it something negative, such as “boring,”
“inconvenient” or “small portions”?

If you’re like the majority of women who come to Green Mountain,
the list of negative reactions is much longer than the list of
positive reactions. While we all recognize the positive benefits
of healthy eating, it’s our negative feelings about it that end
up creating obstacles to our doing it on a regular basis. We
often feel that healthy eating
recipes don’t taste good, and we have pictures of ourselves
spending hours in the kitchen chopping vegetables.

Certainly, if that’s your vision, it’s easy to see why healthy
eating doesn’t particularly appeal. But take a moment to think
about why you choose the foods you do when you make an attempt
to eat healthy. We frequently choose foods that are lowest in
fat, sugar, salt, calories…and therefore, taste and
convenience. Why? Because we’re not seeking to eat healthy as
much as we are trying to lose weight.

Changing the Definition

The trouble is, many of us have perceptions of healthy eating
that are defined by diets. The diets that have “educated” us
about healthy eating, or our own desire to take weight off fast,
have led us to equate healthy eating with consuming the minimum
number of calories we can get by with. And that often leaves us
unsatisfied, or facing a great deal of difficulty in feeding
ourselves when we’re not in our kitchens preparing our own
meals.

The solution? Embrace the notion that he
althy eating does include higher-fat, higher-sugar,
higher-calorie foods if you like them. Within the context of an
overall eating plan that features lower-fat, lower-sugar,
lower-calorie foods the majority of the time, a few chocolate
chip cookies or small bag of potato chips can be just the thing
you need to make healthy eating work for you, for both weight
loss and good health.

So start today. Resolve to eat healthy. But remember, it doesn’t
matter how healthy a food is — if it doesn’t taste good, you’re
not likely to continue eating it. Eat balanced meals and snacks
that include your favorite foods. And think broadly about what
your favorite foods are. Many of us love carrot sticks and
chocolate chip cookies. Maybe not at the same time, but over the
course of a day, it’s easy to fit both in.

Here’s to a long, healthy life…enjoying eating in a way that
truly feels great!

For 35 years, Green Mountain at Fox Run has developed and
refined a life-changing program exclusively for women seeking
permanent strategies for healthy weight
loss and health. Based on a combination of proven science
and what works in the real world, our innovative non-diet
lifestyle program offers an integrated curriculum of practical,
liveable techniques that helps women take charge of their
eating, their bodies and their health. Our approach is not
focused on just losing weight but on how to keep it off for a
lifetime. Our participants’ long-term weight loss results are
among the highest of any program, as documented in peer-reviewed
scientific literature. Learn more about our Healthy Weight Loss
Spa – Fitness and Weight Loss Retreat.

About the author:

Alan H. Wayler, PhD is executive director of Green Mountain at
Fox Run, a women’s weight loss
program and healthy eating program since 1973. The program
provides an integrative health lifestyle approach for achieving
long-term weight and health management for women. He is also
co-author of a healthy
weight loss blog.

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