Cosmetic Surgery Abroad: What to Expect from Medical Tourism
Cosmetic surgery is one of the most common practices that medical tourists go for abroad. They wish to take advantage of the cheaper costs, modern technologies available and the opportunity to see new places. Before you get a package, you have to learn more about the possible risks and other options you have regarding the procedures. You can make the trip more convenient and easy by finding out the different features and requirements.
About Cost
When going for cosmetic surgery, you have to compare prices between countries and hospitals. Expect to pay 40% to 80% less than what you expect in the United States or United Kingdom. The cost will be determined by your current condition, the type of surgery and other special features. Of course, getting top quality accommodations and other features will also equate to a more expensive medical tourism package. You can get any type of procedure available in America, such as tummy tucks, liposuction, nose jobs, face lifts, breast augmentation, chin repair and many more.
The cost of tummy tucks in the States is around $8000 to $8500. You can get about 60% off, depending on the place and hospital. Breast augmentation will cost you around $6000 to $6500 in America, but getting it in Southeast Asia will only cost you about $2000 to $3000. Expect to spend around $8000 to $8500 for breast lifts in the States. If you plan to get it overseas, you can slash costs by 40% to 75%. Breast reduction will charge you about $8000 to $9000 in first world countries. However, if you choose to go for a medical tourism package, you will only be charged around $5000. Lap-band surgery in America costs around $18000, but getting it in Asia only costs around $6000 to $10000. You can also get liposuction in three various areas for only $5000, compared to the standard $8500 price tag in the United States.
Finding the Right Country
You have to familiarize yourself with the different options you have when it comes to picking the right destination. Read more about each country and determine which factors make it very competitive for medical tourism, specifically cosmetic surgery. Some nations are better known for their expertise at a particular procedure or two. For example, Thailand is highly recommended for its breast lifts and breast augmentation procedure. You can get excellent results when it comes to liposuction and tummy tucks in the Philippines. A lot of individuals travel to Jordan or Israel for lap-band surgery, facelifts and nose jobs.
Also ensure that the medical institution you are visiting is accredited by the JCI or Trent. Other accreditations will also help you make sure that you are dealing with competent and reliable professionals. Learn more about the available facilities and technology they have.
Final Tips
Doctors highly recommend that you get an insurance policy covering your treatment abroad, just in case you experience untoward incidents or are not fully satisfied with the results. There are policies available today covering traveling medical tourists. The coverage will include recovery period and follow-up procedures and surgeries if needed.
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What to Secure in Your Medical Tourism Package
Medical tourism packages are offered by various institutions from different countries all over the globe. Before you get one, you have to ensure that you are only dealing with professional and experienced groups and individuals. Also learn every detail and inclusion in the package to make sure that you are getting your money’s worth. You can fall victim to unscrupulous bodies if you do not study your sources first. Here are some tips and tricks.
The Ideal Medical Tourism Package
A good medical tourism package will be well-documented, including all the details of your supposed trip or medical vacation. There should be quotations that specifically indicate why the total package will be priced as such. You should also be provided will all the wavers and coverage of protection available via your current insurance policy. Good hospitals will always inform you about state or national laws that might alter from the ones present in your home country, just so you can stay prepared and avoid any problems in the future.
The package should only come from medical institutions, clinics or hospitals that are accredited by the right agencies, like the JCI, Trent, ISO, etc. The quotation should include the name of the physicians and surgeons conducting the operation, the type of operation to be done, the duration of hospitalization, complete address and contact number of the place and other follow-up treatments and medications required. The package should entail all the features and added bonuses of your trip, if there are any, such as hotel accommodations, transportation, meals and tours.
Your Insurance Policy
A good hospital will provide you a contract which you need to sign to agree to the terms of treatment. You will also be shown all your rights as a patient, such as the right to refuse treatment, the right to choose your doctor and the procedure to be done and the right to choose which place you want to stay. Of course, recommendations will be provided but it is always the patient who makes the final choice, regardless of the results.
Your current insurance policy may not cover medical tourism packages, but you may be referred to companies that now provide several benefits amount up to $100,000 or more to medical tourists. The insurance policy will cover all types of treatment, depending on the feature and premium. You can get protection even after the operation is complete or if you experience complications and other problems back in your home country, related to your previous surgery or treatment.
On Payment
The medical tourism package, will usually require a down payment from you, before it is finalized. You can make the payment via credit card or money transfer online. You can also ask for a third party, such as an affiliated medical group in the States to guarantee your payment. You will most likely be asked to pay anywhere between 10% and 25% of the total cost. The final cost provided should be the same as the one you pay after treatment. You can pay the rest after you get treated.
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Tips on Medical Tourism
More and more medical tourists are going to different destinations each year to receive top quality treatment and world class accommodations. As a medical tourist, you get several advantages such as lower expenses, friendly accommodations and getting to see new sights and scenarios. You have to learn some tips first before you go abroad to stay safe and avoid any further complications. Here is some more information before you travel.
Doing Research
All experts highly recommend patients to do a lot of research first before they travel abroad. They can become victims to scams and unscrupulous individuals. Some may become victims of medical malpractice and other errors because the medical institution failed to comply with the given standards or does not have sufficient accreditation.
First, study and review the procedure you are going through. Are you healthy physically and mentally to undergo treatment? Know the different effects, results, risks and possible complications that can arise. You should also consider the health risks and other potential complications that may arise from traveling far distances or staying cramped inside the plane after surgery or treatment. Determine how much time you will need off from work, how long the treatment will take, if you need follow-up care and how long before you can return to your home country. Also check if you will need other types of treatment afterwards like physical therapy, etc.
Hospital and Surgeon Background
Since more and more hospitals are getting into medical tourism, you should now check for accreditation to ensure that the standards and medical practices sufficiently meet the requirements set by the biggest agencies. Check for accreditation by the JCI, Trent, ISO, JCAHO, etc. You can also compare hospitals and pick the ones that have received numerous awards and achievements.
Identify the success rate, which means how many successful operations and treatments have been done. The figures may be displayed in percentage. Check the available equipment and facilities and how often the institution upgrades these. You should also determine which particular procedures the hospital is known to be good at. Check if majority of the staff understands English or are English-speaking.
Talk to the surgeon who will be doing the surgery. Ask the necessary questions, such as your diet and exercise regimen days before the operation, medical and health hazards, possible risks and complications, medication regimen afterwards and the duration of hospitalization. You should ensure that the doctor is well-experienced in the type of surgery to be done. Ask for some referrals and talk to previous patients to get the full details.
Preparing the Documents
Some foreign countries will not require you to get a visa, but will require you to stay only for a limited period, such as 60 to 90 days. You should consider the distance and talk to your local physician to update him about the developments. Prepare your passport and visa, credit cards, traveler’s check, identification cards, driver’s license, etc. You should include IDs with your photo and full information on it, just in case you get lost or accidents occur.
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LapBand Surgery: Your Payment Options Reviewed
The LapBand surgery is a popular weight loss surgery in the United States. After all, what is not ideal about a reversible surgery that allows for adjustment without going under the knife? For many, the LapBand is the perfect way to lose weight, until they hear about the costs.
So, how can you pay for the LapBand?
Cash. Due to the cost of LapBand surgery, many believe that cash is the best way to pay. Technically speaking it is, but cash payment come in a number of different formats, including debit cards and checks. On average, the LapBand procedure costs $15,000 to $20,000 in the United States. Actual cash is advised against. That is not money you want to be carrying around town.
Check. A check is recommended as payment for the LapBand surgery. All healthcare professionals should accept checks as a method of payment. They are easy to write and provide you with a second receipt for your payment. Due to the convenience of debit cards, many consumers do not carry checkbooks anymore. If that is the case, be sure to bring yours on the day of your surgery.
Debit card. As previously stated, many consumers now use debit cards to access their checking accounts. This is an easy and relatively safe way to pay for the LapBand surgery. First, check with your financial institution. It is not uncommon for banks to impose daily limits on their debit cards, especially those that will be processed as credit. For that reason, speak to your bank and have this limit temporarily lifted ahead of time.
Credit card. If you are unable to come up with the $15,000 to $20,000 that is required to undergo LapBand surgery, you may opt for credit card payment. Many hospitals and surgical centers accept credit cards as payments. Verify that your card is accepted ahead of time. Then, be sure to make your monthly payments on time. With interest and late fees, it is easy for a $15,000 dollar procedure to double in costs.
Payment plan. If you have a solid credit score, your LapBand surgeon may be willing to work with you. They can do so in the form of a payment plan. Unless a dire situation, payment plans are not usually discussed by the surgeon. So, if you need a payment plan, ask. If a payment plan is not available with the surgeon of your choice, take the time to save money or later approach the surgeon with a significant down payment and then inquire about monthly payment plans.
Personal loan. As previously stated, a good credit score is required to get a payment plan directly through a LapBand surgeon. If you have a solid credit rating, inquire about personal loans at your local financial institutions. A stable job and a good credit rating may qualify you for a personal loan. You will be charged interest, but a financial institution may be willing to extend the term of your loan. You may have more time to make repayment than with setting up a payment plan.
When undergoing the LapBand procedure, the above mentioned payment options are your most common options. To reduce the amount you have to pay for surgery:
Examine your insurance coverage. If are covered by health insurance, speak to a company representative. In some instances, LapBand is covered. This is typically in cases where health related medical conditions, such as diabetes, can be eliminated or in cases of morbid obesity. If LapBand is listed as a procedure covered on occasion, but you are still denied, speak to your surgeon. He or she can work with your insurance provider.
Ask about cash discounts. If you are not insured or if your medical insurance does not cover the LapBand surgery, inquire about cash discounts. They are commonly offered by small or independent healthcare centers. Although small in size, the discount can still reduce the cost of weight loss surgery.
Find a LapBand surgeon with affordable rates. As previously stated, the LapBand surgery averages between $15,000 and $20,000 in the United States. This is not an affordable surgery by any means, but you can look for affordable or reduced rates. Of course, you want to pay as little as possible, but remember quality and safety. Choose a Board Certified Surgeon who has experience inserting the LapBand with success.
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