Has your doctor suggested you undergo LapBand surgery? If so, this is a suggestion you should give serious consideration to. When a doctor suggests LapBand surgery, he or she is usually doing so to protect your health and wellbeing. For those severely or morbidly obese, the LapBand system is not only a weight loss surgery, but a lifesaving procedure.

As previously stated, take your doctors suggestion to undergo LapBand surgery. However, after a close examination, you may feel as if LapBand is a procedure only for your dreams. This is mostly due to the costs. In the United States, the LapBand procedure costs between $15,000 and $20,000. Since you do not have this cash just lying around, you may wonder what your options are.

So, how can you cover the cost of LapBand surgery?

Insurance. Some health insurance companies will cover the cost of the LapBand procedure. You will, however, find many rules and restrictions. For example, if your doctor is only suggesting surgery, you may be denied coverage. On the other hand, if your doctor is stating that it is a lifesaving procedure due to morbid obesity, your insurance is more likely to cover the costs..

If your insurance provider will cover the cost of LapBand with specific criteria met, speak to your doctor. Information can be provided that will show that this weight loss surgery is the most cost effective approach for your care. For example, if you are 25 years old, the cost of diabetes supplies and checkups can easily exceed the onetime cost of LapBand, making it a wise choice for your insurance provider.

If you opt to pay for the LapBand procedure with cash, check, or debit card, you are considered a cash patient. This is opposed to a patient with medical insurance. Inquire about cash discounts. Many healthcare professionals have small, but helpful discounts available.

As previously stated, most Americans do not have $15,000 to $20,000 at their disposal. This means that you will need a way to come up with the cash if you do not have medical insurance or if coverage is denied. Do not stress, as it is easier than it sounds.

Save money. Saving money should be your first step in covering the cost of LapBand surgery. Even if you are on a budget, it is still possible to save money for surgery. Start by eliminating unnecessary purchases, such as your morning coffee at the local gas station or dining out. In fact, a great way to get started is to eliminate sweets from your diet or at least reduce them. Not only will you save money, but you will notice a natural weight loss.

It may take a year to two years for you to save enough money for the LapBand surgery, but saving money, as opposed to borrowing it, is the safest approach to take.

Borrow money from friends and family. If you have close friends or family members who are in the position to let you borrow money, ask. If they know your intention is to lose weight and lead a healthier life, most will be willing to help. Of course, be sure to discuss repayment. You will have more flexibility, but be sure to treat a loan from family and friends just like a bank loan.

Bank loan. Speaking of bank loans, you can request a personal loan. This is recommended as a last resort, but it is wiser than using a credit card. Remember, credit cards are ridden with fees, including late fees. You are likely to find a lower interest rate when acquiring a personal loan.

To acquire a personal loan, have good credit. Personal loans are unsecured, so your good credit will give your bank comfort. It is important to sell yourself. Make it known that your obesity is hindering your ability to stay healthy and work. By undergoing the LapBand surgery, not only will you lead and happier and healthier life, but you will be able to work without as many health disruptions. The ability to work signals a borrower who will make timely loan payments.

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Have you heard that the LapBand system is one of the most successful ways to lose weight? For those severely to morbidly obese, it is. With that said, before you get your heart set on undergoing the procedure, here is what you need to know.

The LapBand system is not like traditional gastric bypass surgery. No cutting or stapling of the stomach pouch is required. Instead, an adjustable gastric band is positioned. Why should this be important to you? It significantly reduces the risk of complications, death, and shortens the recovery time. This is when compared to traditional gastric bypass surgery.

The LapBand system is not right for everyone. Patients suffering from obesity are advised against getting their hopes up. Instead of deciding on LapBand surgery, opt for research first. Make sure you are eligible for the procedure. So, what makes you eligible? LapBand surgeons have their own eligibility requirements, but most opt for those between the ages of 18 and 60, those who are 100 pounds overweight, and those who have the ability to curb diet as needed.

In terms of diet restrictions, a lot is expected from LapBand patients. That is why surgery is not recommended for all. If you have been unable to curb your eating habits in the past, practice before seeking LapBand surgery. An all-liquid diet is needed in one to two weeks following surgery. This is difficult for many, but an important requirement. An improper diet can lead to dangerous complications, including acid reflux, regurgitation, band slippage, pain, discomfort, nausea, and vomiting.

The LapBand surgery is expensive. It is sad that a procedure that can save so many lives is out of reach for most, in terms of finances. On average, the LapBand surgery costs between $15,000 and $20,000. This is a significant cost, but well worth it for many. If you are covered by medical insurance, consult with your provider first. Some providers do extend coverage for the LapBand system. If not, opt for a personal loan, credit card payment, or inquire about monthly payment plans.

In keeping with costs, it is important to focus on foreign surgeries. Yes, the LapBand surgery is cheaper in foreign countries, such as Mexico. On average, the costs are $5,000 or more less. With that said, dont start making your travel plans right away. Speaking of those travel plans, consider the cost. They can increase the cost of LapBand surgery, making it not such a good deal after all.

Many surgeons in the United States are qualified to perform the LapBand procedure. On average, patients do not need to travel far. This not only reduces travel costs, but makes recovery easier, as you are in familiar surroundings. Since you do have options, price compare if costs are a concern. Of course, remember you want a quality, Board Certified Surgeon performing your procedure. That is another benefit of staying in the United States, as medical professionals must adhere to strict laws.

LapBand adjustments are common. When many patients hear their surgeon wants or needs to adjust their band, fear automatically sets in. This should not a concern. Adjustments are common. In fact, most patients need to have their band adjusted once or twice. Luckily, adjustments can be made to the LapBand system without surgery.

The LapBand procedure is not permanent. Unlike other forms of gastric bypass surgery, the LapBand system is not a permanent procedure. In addition to adjustments, removal is easy as well. Whether a patient wants to continue weight loss years after surgery naturally or if complications arise, safe removal is possible. After removal of the LapBand, the stomach will return to normal.

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If you are between the ages of 18 and 60 and around 100 pounds overweight, you may be the ideal candidate for LapBand surgery. The LapBand is a successful weight loss surgery that has been used in the United States since 2001. Most patients who undergo the procedure see results. With that said, all surgical procedures have their pros and cons.

So, what are the pros and cons of undergoing LapBand surgery?

Weight loss. Weight loss is the most significant advantage to undergoing the procedure. For many patients, the LapBand system is not only used to improve their physical appearance, but their health. In many instances, the LapBand surgery is considered a lifesaving procedure. Weight loss will depend on surgeon preference, band size, healthy eating choices, and exercise.

Improvement in health. As previously stated, many patients who undergo the LapBand surgery are doing so to save their lives. With severe cases of obesity, the early onset of death is likely. When properly inserted, the LapBand should lead to a longer and healthier life. If that wasnt enough, the weight loss associated with LapBand surgery can lead to the disappearance of diabetes and other weight related health problems.

Freedom. In a way, most LapBand patients are provided with a certain level of freedom; freedom they never had before. By following all doctor recommendations, weight loss is all but guaranteed. Whether you lose 50 pounds or 100 pounds over the course of time, you will have more freedom to live your life. It will likely be the simplest things, such as walking up a flight of stairs without losing your breath, that will leave you with the most joy.

Short recovery. The LapBand system involves the insertion of an adjustable gastric band. There is no cutting or stapling of the stomach pouch. This means a shorter recovery time. In fact, most patients spend less than 24 hours in the hospital. Not only is the recovery shorter, but there are less risks of complications. The LapBand surgery is safer than gastric bypass surgery.

Adjustable. The greatest benefit of the LapBand system is that the band is adjustable. Not all bodies react to surgery or the LapBand the same way. For that reason, adjustments are common. Even better is the fact that adjustments can be made without surgery. Adjustments are made with band slippage, regurgitation, acid reflux, and no weight loss.

Reversible. Since stomach pouch cutting and stapling is not involved with the LapBand system, the procedure is 100% reversible. Unlike adjustments, surgery is required for band removal. When removed, your stomach will return to its normal size. Reasons for removal include time where the band is no longer needed to assist in weight loss or complications in which adjustments do not assist.

Eligibility requirements. Unfortunately, the LapBand system tends to come with many eligibility requirements. Qualified surgeons will not operate on just anyone. Even if you are overweight, you may not qualify for the LapBand surgery. In most cases, patients need to have a Body Mass Index (BMI) of around 40, be between the ages of 16 and 60, be in good health, and have a clear understanding of the commitment required to lose weight.

Costs. Very few medical procedures are affordable, but you may be shocked with the cost of LapBand surgery. On average, the procedure costs $15,000 to $20,000 in the United States. If you are covered by medical insurance, contact your provider. Some insurance providers cover the cost of bariatric surgery. If not, save money by cutting expenses, look for an affordable surgeon, and inquire about payment plans.

As you can see, the LapBand system has many pros and cons. In most cases, the pros easily outweigh the cons. So, if you are suffering from severe or morbid obesity, schedule a consultation appointment with a LapBand surgeon. If you are deemed an eligible candidate, a healthier lifestyle is just a few months away.

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The LapBand surgery is a popular weight loss surgery in the United States. After all, what is not ideal about a reversible surgery that allows for adjustment without going under the knife? For many, the LapBand is the perfect way to lose weight, until they hear about the costs.

So, how can you pay for the LapBand?

Cash. Due to the cost of LapBand surgery, many believe that cash is the best way to pay. Technically speaking it is, but cash payment come in a number of different formats, including debit cards and checks. On average, the LapBand procedure costs $15,000 to $20,000 in the United States. Actual cash is advised against. That is not money you want to be carrying around town.

Check. A check is recommended as payment for the LapBand surgery. All healthcare professionals should accept checks as a method of payment. They are easy to write and provide you with a second receipt for your payment. Due to the convenience of debit cards, many consumers do not carry checkbooks anymore. If that is the case, be sure to bring yours on the day of your surgery.

Debit card. As previously stated, many consumers now use debit cards to access their checking accounts. This is an easy and relatively safe way to pay for the LapBand surgery. First, check with your financial institution. It is not uncommon for banks to impose daily limits on their debit cards, especially those that will be processed as credit. For that reason, speak to your bank and have this limit temporarily lifted ahead of time.

Credit card. If you are unable to come up with the $15,000 to $20,000 that is required to undergo LapBand surgery, you may opt for credit card payment. Many hospitals and surgical centers accept credit cards as payments. Verify that your card is accepted ahead of time. Then, be sure to make your monthly payments on time. With interest and late fees, it is easy for a $15,000 dollar procedure to double in costs.

Payment plan. If you have a solid credit score, your LapBand surgeon may be willing to work with you. They can do so in the form of a payment plan. Unless a dire situation, payment plans are not usually discussed by the surgeon. So, if you need a payment plan, ask. If a payment plan is not available with the surgeon of your choice, take the time to save money or later approach the surgeon with a significant down payment and then inquire about monthly payment plans.

Personal loan. As previously stated, a good credit score is required to get a payment plan directly through a LapBand surgeon. If you have a solid credit rating, inquire about personal loans at your local financial institutions. A stable job and a good credit rating may qualify you for a personal loan. You will be charged interest, but a financial institution may be willing to extend the term of your loan. You may have more time to make repayment than with setting up a payment plan.

When undergoing the LapBand procedure, the above mentioned payment options are your most common options. To reduce the amount you have to pay for surgery:

Examine your insurance coverage. If are covered by health insurance, speak to a company representative. In some instances, LapBand is covered. This is typically in cases where health related medical conditions, such as diabetes, can be eliminated or in cases of morbid obesity. If LapBand is listed as a procedure covered on occasion, but you are still denied, speak to your surgeon. He or she can work with your insurance provider.

Ask about cash discounts. If you are not insured or if your medical insurance does not cover the LapBand surgery, inquire about cash discounts. They are commonly offered by small or independent healthcare centers. Although small in size, the discount can still reduce the cost of weight loss surgery.

Find a LapBand surgeon with affordable rates. As previously stated, the LapBand surgery averages between $15,000 and $20,000 in the United States. This is not an affordable surgery by any means, but you can look for affordable or reduced rates. Of course, you want to pay as little as possible, but remember quality and safety. Choose a Board Certified Surgeon who has experience inserting the LapBand with success.

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