Has your doctor suggested you undergo LapBand surgery? If so, this is a suggestion you should give serious consideration to. When a doctor suggests LapBand surgery, he or she is usually doing so to protect your health and wellbeing. For those severely or morbidly obese, the LapBand system is not only a weight loss surgery, but a lifesaving procedure.

As previously stated, take your doctors suggestion to undergo LapBand surgery. However, after a close examination, you may feel as if LapBand is a procedure only for your dreams. This is mostly due to the costs. In the United States, the LapBand procedure costs between $15,000 and $20,000. Since you do not have this cash just lying around, you may wonder what your options are.

So, how can you cover the cost of LapBand surgery?

Insurance. Some health insurance companies will cover the cost of the LapBand procedure. You will, however, find many rules and restrictions. For example, if your doctor is only suggesting surgery, you may be denied coverage. On the other hand, if your doctor is stating that it is a lifesaving procedure due to morbid obesity, your insurance is more likely to cover the costs..

If your insurance provider will cover the cost of LapBand with specific criteria met, speak to your doctor. Information can be provided that will show that this weight loss surgery is the most cost effective approach for your care. For example, if you are 25 years old, the cost of diabetes supplies and checkups can easily exceed the onetime cost of LapBand, making it a wise choice for your insurance provider.

If you opt to pay for the LapBand procedure with cash, check, or debit card, you are considered a cash patient. This is opposed to a patient with medical insurance. Inquire about cash discounts. Many healthcare professionals have small, but helpful discounts available.

As previously stated, most Americans do not have $15,000 to $20,000 at their disposal. This means that you will need a way to come up with the cash if you do not have medical insurance or if coverage is denied. Do not stress, as it is easier than it sounds.

Save money. Saving money should be your first step in covering the cost of LapBand surgery. Even if you are on a budget, it is still possible to save money for surgery. Start by eliminating unnecessary purchases, such as your morning coffee at the local gas station or dining out. In fact, a great way to get started is to eliminate sweets from your diet or at least reduce them. Not only will you save money, but you will notice a natural weight loss.

It may take a year to two years for you to save enough money for the LapBand surgery, but saving money, as opposed to borrowing it, is the safest approach to take.

Borrow money from friends and family. If you have close friends or family members who are in the position to let you borrow money, ask. If they know your intention is to lose weight and lead a healthier life, most will be willing to help. Of course, be sure to discuss repayment. You will have more flexibility, but be sure to treat a loan from family and friends just like a bank loan.

Bank loan. Speaking of bank loans, you can request a personal loan. This is recommended as a last resort, but it is wiser than using a credit card. Remember, credit cards are ridden with fees, including late fees. You are likely to find a lower interest rate when acquiring a personal loan.

To acquire a personal loan, have good credit. Personal loans are unsecured, so your good credit will give your bank comfort. It is important to sell yourself. Make it known that your obesity is hindering your ability to stay healthy and work. By undergoing the LapBand surgery, not only will you lead and happier and healthier life, but you will be able to work without as many health disruptions. The ability to work signals a borrower who will make timely loan payments.

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You may have heard that the LapBand surgery is a great way to lose weight. Yes, it is. After all, the LapBand is one of the fastest growing weight loss surgeries in the United States. So, if you are ready to lose weight and improve your health, you may be ready to get started.

First, you need to determine if you are eligible. Most times, you will do so with your primary care physician. He or she will review the standard eligibility criteria used by most LapBand surgeons. For example, most only operate on those between the ages of 18 and 60 and those with a Body Mass Index (BMI) of 40 or higher. If you are deemed an ideal candidate, a referral will be provided.

The best way to find a quality LapBand surgeon is to use the referral of a primary care physician. With that said, you can choose your own surgeon. The internet or local phone book is an easy way to get started. If not using a referral, set up a consultation appointment immediately to determine your eligibility.

The next step is to review all health insurance coverage. If you are insured, coverage may be extended. LapBand surgery is often an optional procedure. This means that if strict rules and restrictions are met, coverage is likely. Speak to your health insurance provider and physician to determine coverage eligibility and amount.

Before getting your heart set on the LapBand system or before going in for the procedure, it is important to arrange payment. On average, the LapBand system costs between $15,000 and $20,000 in the United States. If paying with a debit card, contact your bank to have your daily limit temporarily lifted. If unable to pay the cost upfront, inquire about a payment plan.

Your initial consultation appointment is where you will be deemed an ideal candidate for LapBand surgery. After that, you will still have follow-up appointment. These will be to prepare you for surgery and monitor the strict pre-surgery diet of lean meats, vegetables, fruits, and yogurt. At least one of these appointments should be with the surgeon performing the procedure.

Two to three weeks before the LapBand procedure, patients need to restrict their diet. As previously stated, this diet contains lean meats, yogurt, fruits, vegetables, and other similar foods. Why not get started earlier? This gives you reassurance that you can restrict your diet before and after surgery. It also allows you to experiment and find healthy food that works for you.

One of the many advantages to undergoing the LapBand is the short recovery time. Since the stomach is resized with an adjustable band, as opposed to stomach stapling, hospitalization is usually less than 24 hours. Still, you will need time off from work. Discuss work with your surgeon. Your job duties will determine time needed for recovery.

Preparing your home is another important pre-surgery step. Before undergoing surgery, prepare everything you need at home. This may involve cleaning, rearranging for easy movement, and so forth. If responsible for cooking for other family members, cook and freeze meals ahead of time.

Buying post-surgery supplies ahead of time can ease the recovery process. Immediately following the LapBand surgery, a clear liquid diet is required. A few days later, you will be able to transition to full liquid foods. Stock up on these liquids before your surgery. You will experience a some difficulty getting around, so dont make unnecessary trips to the grocery store.

Finally, arrange transportation to and from surgery. Patients undergoing the LapBand procedure cannot eat or drink after midnight. This may leave you feeling tired and lightheaded, so do not drive. The same is said for post-surgery. Instead, recruit a friend or family member for transportation.

Most importantly, follow the advice of your surgeon. If your surgeon advises you to restrict your diet before surgery, do it. These rules and restrictions are designed to protect your health and wellbeing. When following the advice of a LapBand surgeon, your risk of surgery related complications decrease.

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Are you not just overweight, but severely or morbidly obese? If so, you may want to seek help. After all, if you continue to carry around excess weight, your risk of early death and other health complications increase. Most individuals in your shoes turn to the LapBand surgery. If you opt for the same, the cost may shock you.

In the United States, the LapBand surgery averages between $15,000 and $20,000. At this point in time, many opt to forgo surgery altogether. Many others look for cheaper alternatives. Yes, it is possible to find surgeons in the United States who have cheaper rates, but many find the best luck with traveling to another country. For example, in Mexico, the LapBand procedure averages between $8,000 and $10,000.

So, should you travel to Mexico to undergo LapBand surgery? Before booking your traveling arrangements, examine the pros and cons of doing so.

In terms of pros or plus sides, there is the cost of surgery. As previously stated, LapBand surgery costs about $10,000 less in Mexico. This means you are automatically able to save money. If covered by health insurance and your provider is willing to extend coverage to the LapBand, opt for a surgeon in the United States. If you are uninsured, Mexico may sound like an ideal option.

In all honesty, the biggest advantage to heading to Mexico is the cost of surgery. There are many more cons to traveling for surgery. For starters, there is the unfamiliar territory. Hospitalization is less than 24 hours for most patients. With that said, you cannot return to your normal activities immediately following surgery. For example, most patients need one week off from work. Following surgery, you need to rest and make slow moments, not spend up to 12 hours in a car or time on an airplane.

As previously stated, recovery is important following the LapBand surgery. You may think that you could just stay at a hotel and recuperate in Mexico. Once again, keep familiar territory in mind. The LapBand surgery is safe and effective, but it is a huge change. Your diet is limited to clear liquids immediately following surgery. Many patients find this process difficult or unbearable. For your sanity, opt for recuperation at home where you are surrounded by a strong support group.

Most importantly, travel costs effect the cost of surgery. As previously stated, the cost of surgery is, on average, $10,000 less in Mexico. You are unlikely to spend $10,000 in travel expenses, but you never know. A passport, long distance road trip, airline tickets, and weeklong hotel stay can easily add up in costs. Yes, you will still save money, but compare that money saved with convenience. Is it really worth it to be all alone in a foreign country without close friends and family to support you, only to save $2,000? In most cases, no.

Of course, safety should be examined. In the United States, Board Certified Surgeons are recommended. These surgeons undergo strict testing and must following certain rules and restrictions. Yes, other countries hold their surgeons accountable for their actions, but most do not have as strict rules as the United States. This means that your surgeon may have a low success rate with the LapBand surgery or they may have multiple complaints lodged against them, which you may never know.

So, should you travel to Mexico for the LapBand surgery? The decision is yours to make, but first examine your local options.

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The LapBand surgery is a popular weight loss surgery in the United States. After all, what is not ideal about a reversible surgery that allows for adjustment without going under the knife? For many, the LapBand is the perfect way to lose weight, until they hear about the costs.

So, how can you pay for the LapBand?

Cash. Due to the cost of LapBand surgery, many believe that cash is the best way to pay. Technically speaking it is, but cash payment come in a number of different formats, including debit cards and checks. On average, the LapBand procedure costs $15,000 to $20,000 in the United States. Actual cash is advised against. That is not money you want to be carrying around town.

Check. A check is recommended as payment for the LapBand surgery. All healthcare professionals should accept checks as a method of payment. They are easy to write and provide you with a second receipt for your payment. Due to the convenience of debit cards, many consumers do not carry checkbooks anymore. If that is the case, be sure to bring yours on the day of your surgery.

Debit card. As previously stated, many consumers now use debit cards to access their checking accounts. This is an easy and relatively safe way to pay for the LapBand surgery. First, check with your financial institution. It is not uncommon for banks to impose daily limits on their debit cards, especially those that will be processed as credit. For that reason, speak to your bank and have this limit temporarily lifted ahead of time.

Credit card. If you are unable to come up with the $15,000 to $20,000 that is required to undergo LapBand surgery, you may opt for credit card payment. Many hospitals and surgical centers accept credit cards as payments. Verify that your card is accepted ahead of time. Then, be sure to make your monthly payments on time. With interest and late fees, it is easy for a $15,000 dollar procedure to double in costs.

Payment plan. If you have a solid credit score, your LapBand surgeon may be willing to work with you. They can do so in the form of a payment plan. Unless a dire situation, payment plans are not usually discussed by the surgeon. So, if you need a payment plan, ask. If a payment plan is not available with the surgeon of your choice, take the time to save money or later approach the surgeon with a significant down payment and then inquire about monthly payment plans.

Personal loan. As previously stated, a good credit score is required to get a payment plan directly through a LapBand surgeon. If you have a solid credit rating, inquire about personal loans at your local financial institutions. A stable job and a good credit rating may qualify you for a personal loan. You will be charged interest, but a financial institution may be willing to extend the term of your loan. You may have more time to make repayment than with setting up a payment plan.

When undergoing the LapBand procedure, the above mentioned payment options are your most common options. To reduce the amount you have to pay for surgery:

Examine your insurance coverage. If are covered by health insurance, speak to a company representative. In some instances, LapBand is covered. This is typically in cases where health related medical conditions, such as diabetes, can be eliminated or in cases of morbid obesity. If LapBand is listed as a procedure covered on occasion, but you are still denied, speak to your surgeon. He or she can work with your insurance provider.

Ask about cash discounts. If you are not insured or if your medical insurance does not cover the LapBand surgery, inquire about cash discounts. They are commonly offered by small or independent healthcare centers. Although small in size, the discount can still reduce the cost of weight loss surgery.

Find a LapBand surgeon with affordable rates. As previously stated, the LapBand surgery averages between $15,000 and $20,000 in the United States. This is not an affordable surgery by any means, but you can look for affordable or reduced rates. Of course, you want to pay as little as possible, but remember quality and safety. Choose a Board Certified Surgeon who has experience inserting the LapBand with success.

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